Xuất chi cho tất cả bảo hiểm ung thư
  • Bảo hiểm lên đến
    R. 50 Lakh
  • Lợi ích về thuế
    Dưới Sec 80D
  • Xuất chi tối đa
    150% cho tất cả các bệnh ung thư giai đoạn quan trọng
  • R. 10 Lakh
    Bảo hiểm @ R. 40 / tháng
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Q:

Will I be eligible for a discount on renewal if I do not make any claim during the year?

Ans:

Currently, there will be no discount however it varies from company to company.

Yes, in some of the variants, the sum insured increased by a certain percentage for every claim free year.

Q:

Is oral cancer covered?

Ans:

Yes, its covered.

Q:

What documents are to be submitted at the time of claim?

Ans:

Inform your insurance company in writing/email, submit the claim form, certificate from specialist confirming cancer diagnosis and all other related investigation reports. The insurance company may ask for additional documents as per their company policy.

Q:

What are the rules regarding medical tests?

Ans:

Insured less than 41 years are accepted based on self-declaration in the proposal form. Insured above 41 (from specific Sum insured) are accepted only after a thorough medical examination.

HDFC Life offers policy without any medical examination. However, in Aegon Life, the insured for a specific sum insured and at a specific age will have to go through some medical tests.

Q:

At what age can individuals take a cancer insurance policy?

Ans:

18 years onwards.

Q:

Can cancer insurance be purchased with an existing health insurance policy?

Ans:

Yes – The objective of cancer insurance is to supplement medical coverage one already has.

Q:

Are requests accepted from insured having a family history of cancer?

Ans:

Such requests are usually accepted after a detailed description of the insured’s immediate family member’s cancer history is furnished. Depends on under writing.

Q:

Is the policy term for a cancer care plan changeable?

Ans:

No. A new plan has to be bought once the term for the current policy is completed.

Q:

What benefits are available to the life assured if he/she passes away within the survival period i.e. 7 days?

Ans:

No benefits are paid.

Q:

What is the entry age for cancer-specific policies?

Ans:

The minimum entry age is 18 years and the maximum entry age is 65 years. Renewability after 65 years of age varies from policy to policy.

Bài viết
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ĐỐI TÁC CỦA CHÚNG TÔI

Các công ty bảo hiểm uy tín và thương hiệu hàng đầu Việt Nam

Công ty cổ phần Best Life Liên hệ | Hỗ trợ bồi thường | Trụ sở chính: NV26, Khu biệt thự 203, Nguyễn Huy Tưởng, Thanh Xuân, Hà Nội

Các thông tin yêu cầu bảo hiểm sẽ được gửi về các công ty bảo hiểm.

Thông tin sản phẩm là xác thực và được cung cấp bởi các công ty bảo hiểm. Bản quyền của Bihama